Subject: Can I Become a Cop with Bad Credit? Sun Jan 23, 2011 2:31 pm
My credit is bad. It could be a little bit worse but probably not much. That is my only worry. Do you think that will keep me from becoming a cop?
Jenn Guest
Subject: Re: Can I Become a Cop with Bad Credit? Sun Jan 23, 2011 6:03 pm
It depends. Having bad credit does eliminate many candidates. There's a lot of competition out there right now for police jobs. Try to improve your credit as much as you can. There's good information about how to improve your credit at Peacofficerjobs.com's Improve Your Credit Page. Check it out, and do whatever you can. The little things can add up!
DPD11 Guest
Subject: Re: Can I Become a Cop with Bad Credit? Mon Jan 24, 2011 3:16 pm
What's your credit score? Do you have a lot of bad debt? I missed out on two jobs because I had bad credit. I was able to improve my credit over about a two year period, and then got hired by another department. Good luck!
BCC Guest
Subject: Re: Can I Become a Cop with Bad Credit? Mon Jan 24, 2011 10:56 pm
My score was around 570 I think the last time I checked. I owe a lot on one credit card, but I've only been late with payments a few times. One time at bill went to collections. What do you mean by bad debt??
DPD11 Guest
Subject: Re: Can I Become a Cop with Bad Credit? Wed Jan 26, 2011 3:16 am
Your actually credit score probably isn't as much of a concern as how much debt you have and how often you've been late on payments. Bad debt is debt that is unlikely to be repaid. What I call bad debt is debt racked up for bad reason such as gambling or simply living beyond your means when not necessary.
BCC Guest
Subject: Re: Can I Become a Cop with Bad Credit? Thu Jan 27, 2011 9:38 am
Thanks!
Trainer Guest
Subject: Re: Can I Become a Cop with Bad Credit? Fri Feb 04, 2011 9:49 pm
Bad credit held me back when I was trying to become an officer about seven years ago. I was able to eventually get hired though! Good luck!